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Ask Alva

Vice President of Sales & Finance, Alva Senow, has been advocating for her clients in the automotive industry for 22 years. Do you have a question for Alva?

Let us know at!

  • How long does it take to get pre-approved?
  • What does R-I-B-I-T stand for?
  • Why isn't the dealership calling me back?!
  • Is it true that if I get an older vehicle, I’ll have a lower monthly payment?"
  • Can I apply for a car loan if I have bad credit?
    Many of our approvals are for those with less than ideal credit. While we cannot guarantee approvals, we do guarantee that you will receive first-class treatment, regardless of your credit score. Whether you are approved immediately, or require a plan to get there, we are dedicated to helping you achieve your goal.
  • What do you do with my contact info?
    It's important to note that while most companies will sell the information from your application to multiple sources, we do not! Instead, we work with you from the time your application is submitted, to the time we locate your vehicle. Consider us your personal vehicle shopping concierge!
  • Can I get a car loan if I am self-employed?
    Yes! In most cases we can help you to qualify for a car loan if you are self-employed.
  • I have had problems in the past with my credit. Will this be an issue for me?
    Not to worry. We offer a wide array of solutions that can accommodate most credit profiles. Regardless of your situation, you will receive helpful guidance and first-class treatment from our team of highly qualified credit professionals.
  • What exactly does my credit score mean?
    Your credit score is a metric designed to help lenders assess the financial risk of lending you money for large purchases. The higher your credit score, the greater your chances will be for getting financed with an optimal rate.
  • Do you only work with those with bad credit?
    Heck no. Regardless of your credit score, we are here to help. If you have excellent credit, that's great! We can offer you highly competitive terms and rates – and not to mention save you a ton of time.
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